Information Furnishers Rule

Forms and Documents

Document Name	Status
Information Furnishers Rule Supporting Statement 2025.pdf Supporting Statement A	2025-09-09

IC Document Collections

IC ID	Document Title	Status
193137	Preparing notices to consumers regarding frivolous disputes	Modified
193134	Policies and training to ensure accuracy of information furnished to CRAs	Modified

ICR Details

OMB Control No: 3084-0144	ICR Reference No: 202501-3084-001
Status: Received in OIRA	Previous ICR Reference No: 202201-3084-001
Agency/Subagency: FTC	Agency Tracking No:
Title: Information Furnishers Rule
Type of Information Collection: Extension without change of a currently approved collection	Common Form ICR:  No
Type of Review Request: Regular	Date Submitted to OIRA: 09/09/2025

	Requested	Previously Approved
Expiration Date	36 Months From Approved	09/30/2025
Responses	17,688	17,679
Time Burden (Hours)	15,423	15,405
Cost Burden (Dollars)	0	0

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Abstract: The Federal Trade Commission requests renewed clearance of the information collection provisions associated with its Information Furnishers Rule which implements section 312 of the Fair and Accurate Credit Transactions Act of 2003 and Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act and its shared enforcement of the CFPB's Regulation V (Subpart E).

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Authorizing Statute(s): PL: Pub.L. 111 - 203 1029 Name of Law: Dodd-Frank Wall Street Reform and Consumer Protection Act
   PL: Pub.L. 108 - 159 312 Name of Law: Fair and Accurate Credit Transactions Act
  

Citations for New Statutory Requirements: PL: Pub.L. 108 - 159 312 Name of Law: Fair and Accurate Credit Transactions Act of 2003
PL: Pub.L. 111 - 203 1029 Name of Law: Dodd-Frank Wall Street Reform and Consumer Protection Act

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	90 FR 21032	05/16/2025
30-day Notice:	Federal Register Citation:	Citation Date:
	90 FR 43430	09/09/2025
Did the Agency receive public comments on this ICR? No

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Number of Information Collection (IC) in this ICR: 2

IC Title	Form No.	Form Name
Policies and training to ensure accuracy of information furnished to CRAs
Preparing notices to consumers regarding frivolous disputes

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ICR Summary of Burden

	Total Request	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	17,688	17,679	0	0	9	0
Annual Time Burden (Hours)	15,423	15,405	0	0	18	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: No

Burden Increase Due to:

Burden decreases because of Program Change due to Agency Discretion: No

Burden Reduction Due to:

Short Statement: There are no program changes. The adjustments to the most recently cleared estimates reflect an updated estimate of the number of information furnishers subject to the FTC’s and CFPB’s Rules based on updated CFPB estimates and industry data. In addition, FTC staff applied updated hourly labor cost data based on Bureau of Labor Statistics data. The remaining burden estimates are unchanged from the last clearance.

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Annual Cost to Federal Government: $20,000

Does this IC contain surveys, censuses, or employ statistical methods? No

Does this ICR request any personally identifiable information (see OMB Circular No. A-130 for an explanation of this term)? Please consult with your agency's privacy program when making this determination.     No

Does this ICR include a form that requires a Privacy Act Statement (see 5 U.S.C. §552a(e)(3))? Please consult with your agency's privacy program when making this determination.     No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? Yes

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? No

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 09/09/2025

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