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pdfOMB No. 0935-0110: Approval Expires 01/31/2026
Medical Expenditure Panel Survey
Insurance Component
2025 HEALTH INSURANCE
COST STUDY
U.S. DEPARTMENT OF COMMERCE
U.S. CENSUS BUREAU
ACTING AS COLLECTING AGENT FOR
U.S. DEPARTMENT OF HEALTH AND HUMAN SERVICES
AGENCY FOR HEALTHCARE RESEARCH AND QUALITY
TO COMPLETE THIS SURVEY ONLINE
Visit: https://portal.census.gov
29015013
If completing paper form, please RETURN TO:
U.S. Census Bureau
1201 East 10th Street
Jeffersonville, IN 47132-0001 OR Fax to 1-800-447-4613
PLEASE RETURN ENTIRE CONTENTS OF THIS PACKAGE WITHIN
PLEASE DO NOT REMOVE THIS COVER SHEET
FORM
MEPS-10
(02-11-2025)
§>"S.¤
Authentication Code:
2
INSTRUCTIONS
1. Please report for the location identified on the cover sheet, unless
otherwise specified.
2. Please report data for the year 2025.
3. Estimates are acceptable.
4. For an explanation of unfamiliar terms, refer to the MEPS-20(D)
Health Insurance Cost Study definition sheet included with this
package.
5. Unless otherwise specified, respond for ACTIVE employees.
6. Please retain a completed copy of this form for your records.
Collection of this information is authorized under Section 913 of the Public Health Service Act (Title 42 United States
Code, Section 299b-2). Section 9 of Title 13, United States Code (the U.S. Census Bureau Statute), ensures that the
information you report to us will be strictly confidential. It may be seen only by individuals sworn to uphold U.S. Census
Bureau confidentiality and may be used only for statistical purposes.
Paperwork Reduction Act and Burden Statements
We estimate this survey will take 45 minutes, on average, to complete, including the time for reviewing instructions, searching existing data sources,
gathering and maintaining the data needed, and completing and reviewing the collection of information. If you offered more than two plans, we
estimate an extra 11 minutes per additional plan. Factors such as company size, complexity, and activity will affect your actual time to complete
the survey. You may email comments regarding this burden estimate or any other aspect of the collection of information, including suggestions for
reducing burden, to the following address: MEPSPROJECTDIRECTOR@ahrq.hhs.gov. If the enclosed mailing envelope has been misplaced, please
send questionnaire to the address on the front page of this form.
FORM
MEPS-10
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29015021
7. For assistance completing this survey, please log-in to your
Census Bureau account at https://portal.census.gov and send
us a secure message OR call
at
, Monday through Friday, 8:30 a.m. to 5:00 p.m.
Eastern Time.
3
NUMBER OF PLANS
Respond for ACTIVE employees only.
1
In 2025, did your organization offer any health
insurance plans to its ACTIVE employees at this
location?
001
1
Yes – Continue with 2
2
No – SKIP to
For this survey, a health insurance plan is defined as a plan
where hospital and/or physician coverage is made available
to employees.
2
During the 2025 plan year, how many different
health insurance plan choices did your
organization offer to its ACTIVE employees at
this location?
3
003
Health insurance plan choices at this location
Ⴠ Single, employee-plus-one, and family coverage providing
the same level of benefits from the same insurance
company count as ONE plan.
Ⴠ High and standard options count as TWO plans.
Ⴠ An HMO and a PPO from the same insurance company
count as TWO plans.
Ⴠ Do not count single service plans (optional plans) such as
dental or vision.
PRIOR YEAR
In 2024, did your organization offer any health
insurance plans to its ACTIVE employees at
this location?
741
1
Yes – Offered
2
No – Not offered
3
Don’t know
29015039
§>"SH¤
3
Continue with 4
FORM
MEPS-10
4
EMPLOYMENT CHARACTERISTICS
Estimates are acceptable for all employment, eligibility, and enrollment figures.
For Questions 4 through 11b, if the answer is NONE, please enter "0".
Include:
Ⴠ Corporate officers and managers
Ⴠ Employees on the payroll for this location, including:
- those who work off-site
- those who are leased or contracted TO other organizations
Ⴠ Full-time and part-time employees
Ⴠ Owners
Ⴠ Temporary and seasonal employees
4
In 2025, what was the total number of
employees your organization had at ALL
locations for a typical pay period?
Exclude:
Ⴠ Former employees
Ⴠ Workers leased or contracted
FROM other organizations
Ⴠ Retirees
034
Employees at all locations
Complete Questions 5a through 21 for the location listed on the cover sheet.
5
a. How many employees were on your
200
organization’s payroll AT THIS LOCATION
for a typical pay period?
All employees at this
location
If your organization did not offer
health insurance in 2025, SKIP to 6a .
b. How many of these employees were
201
ELIGIBLE for at least one health plan
through your organization?
c. How many of these employees were
a. For the same TYPICAL pay period, how many
Eligible employees
Enrolled employees
Part-time employees
202
ENROLLED in any health plan through
your organization?
6
203
of the employees reported in Question 5a
worked part-time?
If your organization did not offer
health insurance in 2025, SKIP to 7 .
204
were ELIGIBLE for at least one health plan
through your organization?
c. How many of these part-time employees
29015047
How many of the employees reported in
Question 5a worked fewer than 30 hours
per week?
Is the information you provided in Questions 5
through 7 for the location listed on the cover
sheet OR did you provide information for
multiple locations?
Enrolled part-time employees
Employees worked fewer
than 30 hours
742
743
8
Eligible part-time employees
205
were ENROLLED in any health plan through
your organization?
7
550
No employees worked fewer than 30 hours.
1
Information for specified location
2
Information for multiple locations
If your organization did not offer
health insurance in 2025, SKIP to 10a .
Continue with 9
FORM
MEPS-10
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b. How many of these part-time employees
5
EMPLOYMENT CHARACTERISTICS - Continued
9
What was the minimum number of hours per
week that an employee had to work in order
to be eligible for health insurance?
626
721
Minimum hours worked per week to be
eligible
No minimum number of hours required.
Provide information for a TYPICAL pay period in 2025.
Estimates are acceptable.
10
a. Approximately what percentage of the
018
%
employees at this location were union
members?
729
b. Approximately what percentage of the
No union members
016
employees at this location were women?
c. Approximately what percentage of the
Union members
%
Women employees
%
Employees 50 years old or older
%
Earned less than $18.00 per hour
%
Earned between $18.00 and $39.00
an hour
%
Earned more than $39.00 per hour
017
employees at this location were 50 years
old or older?
d. For the employees at this location,
approximately what percentage earned:
022
Less than $18.00 per hour?
Approximately $37,440 a year or less . . . . . . . . . . . . . . . . . .
023
Between $18.00 and $39.00 per hour?
Approximately $37,440 to $81,120 a year . . . . . . . . . . . . . . .
024
More than $39.00 per hour?
Approximately $81,120 a year or more . . . . . . . . . . . . . . . . .
1 0 0 %
e. For the employees at this location,
726
approximately how many earned more
than $61.50 per hour?
Number of employees that earned
more than $61.50 per hour
11
a. For the employees at this location, what
797
percentage are able to do their jobs by
teleworking if necessary?
%
Employees able to do their jobs
by teleworking if necessary
%
Employees teleworking on a regular basis
Necessary - Due to inclement weather or other
emergencies/circumstances that make it difficult or
inadvisable to work in the office.
29015054
Estimates are acceptable. Include all position types.
b. For the employees at this location, what
percentage telework on a regular basis?
796
For example, once a week, once a pay period,
monthly, etc.
Estimates are acceptable. Include all position types.
Continue with 12
FORM
MEPS-10
§>"SW¤
Approximately $127,920 a year or more
6
FRINGE BENEFITS CHARACTERISTICS
12
Did your organization offer the following fringe
benefits to its employees at this location?
If Paid Time Off (PTO) is offered, mark (X) Yes for paid
vacation AND paid sick leave.
Critical illness insurance is a special form of insurance that
pays the policyholder a lump-sum, tax-free payment if they
suffer from serious illnesses, including but not limited to
cancer, heart attack, kidney failure and stroke.
Yes
(1)
050
Paid vacation . . . . . . . . . . . . . . . . . .
051
Paid sick leave . . . . . . . . . . . . . . . . .
052
Life insurance . . . . . . . . . . . . . . . . .
053
Disability insurance . . . . . . . . . . . . .
795
Critical illness insurance . . . . . . . . . .
054
Retirement/pension plans . . . . . . . . .
Don’t
No know
(2)
(3)
TAX-ADVANTAGED BENEFITS
13
Did your organization offer any of these
tax-advantaged benefits to its employees at
this location?
See the definition sheet MEPS-20(D) included with this
package for an explanation of these benefits.
Yes
(1)
627
Employee contributions to health
insurance made on a pre-tax basis . .
056
Flexible Spending Accounts
(FSA) for healthcare . . . . . . . . . . . . .
057
Flexible Benefits Plans . . . . . . . . . . .
Full cafeteria plans that offer
employees a set of benefits
from which to choose.
Don’t
No know
(2)
(3)
If your organization offered health insurance, continue with 14 .
If your organization DID NOT offer health insurance, SKIP to 21 .
HEALTH INSURANCE EXCHANGES AND INSURANCE BROKERS
Did your organization offer health insurance to
active employees through a private exchange
(also known as a corporate exchange)?
765
29015062
A private exchange is created by a consulting company,
insurance carrier, or other private organization and not by
either a federal or state government. Private exchanges
often allow employees to choose from several health
insurance options offered on the exchange.
15
Did your organization use a third party, such
as an insurance broker or agent, to help
purchase the insurance plan(s)?
1
Yes
2
No
3
Don’t know
If your organization has more than 100 employees at all
locations, SKIP to 16a . Otherwise, continue with 15 .
770
1
Yes
2
No
3
Don’t know
Continue with 16a
FORM
MEPS-10
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14
7
GENERAL HEALTH COVERAGE CHARACTERISTICS
16
a. Did your organization offer any of the listed
optional coverage services at a premium
SEPARATE from the comprehensive health plan
to the active employees at this location?
Yes
(1)
192
Dental . . . . . . . . . . . . . . . . . . . . . . .
193
Vision . . . . . . . . . . . . . . . . . . . . . . .
194
Prescription drugs . . . . . . . . . . . . . .
195
Long-term care . . . . . . . . . . . . . . . .
Don’t
No know
(2)
(3)
Report for single service insurance plans only.
Long-term care insurance helps cover the cost of
institutional and home care required by the chronically
ill or disabled.
No optional coverage – SKIP to 17
562
b. What was the total amount paid for optional
720
$
coverage for all active employees during a
TYPICAL MONTH?
18
19
Did your organization impose a waiting
period before new employees could be covered
by health insurance?
Did your organization provide any financial
compensation or incentives to employees if
they did not elect to receive health insurance
coverage through your organization?
Were employees’ SPOUSES eligible for health
insurance coverage through your organization?
197
723
745
Yes
No
Don’t know
Yes
No
Don’t know
21
Did your organization offer an Individual
Coverage Health Reimbursement Arrangement
(ICHRA) or Qualified Small Employer Health
Reimbursement Arrangement (QSEHRA)?
ICHRA/QSEHRA are not traditional HRAs. If only a traditional
HRA was offered, select, ‘No, did not offer either arrangement.’
See the definition sheet MEPS-20(D) included with this
package for an explanation of these terms.
FORM
.00
All spouses eligible, HIGHER employee
contribution paid if spouse eligible through
own employer.
All spouses eligible, SAME employee
contribution.
All spouses eligible, don’t know employee
contribution.
Limited spouses eligible, only if not offered
by own employer.
No spouses eligible.
Don’t know
Did your organization offer health insurance
coverage to UNMARRIED domestic partners?
29015070
20
Monthly total optional coverage cost
Include both employer and employee contributions.
17
MEPS-10
Yes
(1)
730
Same sex domestic partners . . . . . . .
731
Opposite sex domestic partners . . . .
794
Yes, offered ICHRA
Yes, offered QSEHRA
No, did not offer either arrangement
Don’t know
Don’t
No know
(2)
(3)
Continue with 22
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Do not include services covered under a
comprehensive health plan.
8
RETIREE HEALTH COVERAGE CHARACTERISTICS
Please complete Questions 22 through 24g for ALL LOCATIONS. If the answer is NONE, please enter "0".
Exclude any retirees that have coverage through COBRA or state continuation-of-benefits laws. See the definition sheet
MEPS-20(D) included with this package for an explanation of these terms.
Did your organization provide health
insurance coverage to any person who
retired in 2025 OR BEFORE, or to any
of their survivors?
551
If COBRA was the only coverage offered, mark "No."
23
In a typical month, how many retirees
were enrolled in health insurance through
your organization at all locations?
If this was a self-insured plan, report the premium
equivalent.
Yes – Continue with 23
No
Don’t know
UNDER 65 YEARS OF AGE
reported in Question 23, under 65
years of age or age 65 or older?
1
Yes
2
No
3
Don’t
know
572
number of retirees, by age category,
enrolled in health insurance through
your organization at all locations?
c. What percentage of these retirees, by
573
%
e. For this same plan, what was the
TOTAL monthly premium, by age
category, for this typical retiree with
SINGLE coverage?
29015088
f.
For a typical plan, how much did the
EMPLOYER contribute, by age category,
toward the monthly plan premium for
one typical retiree with FAMILY
coverage?
}
SKIP to
Age 65
or Older
Percent of
under 65
enrolled
in single
1
Yes
2
No
3
Don’t
know
578
}
SKIP to
25a
Total
65 or
older
579
%
Percent of
65 or older
enrolled
in single
580
574
EMPLOYER contribute, by age category,
toward the monthly plan premium for one
typical retiree with SINGLE coverage?
AGE 65 OR OLDER
629
Total
under
65
age category, were ENROLLED in
SINGLE coverage?
d. For a typical plan, how much did the
Number of retirees enrolled
a. Were any of the enrolled retirees,
b. In a typical month, what was the TOTAL
}
SKIP to the bottom of page 9
to complete form.
513
628
24
$
.00
$
.00
$
.00
$
.00
$
.00
581
575
$
.00
582
576
$
.00
If premium varied by family size, report for a
family of two.
g. For this same plan, what was the
TOTAL monthly premium, by age
category, for this typical retiree with
FAMILY coverage?
577
583
$
.00
23
Continue with 25a
FORM
MEPS-10
§>"Sy¤
22
9
RETIREE HEALTH COVERAGE CHARACTERISTICS - Continued
NEW RETIREES
For Questions 25a through 25c, NEW RETIREES refers only to persons who retired from your organization in 2025.
Exclude any retirees that have coverage through COBRA or state continuation-of-benefits laws.
630
25
Yes – Continue with 25b
No
Don’t know
Yes
No
Don’t know
Yes
No
Don’t know
a. Did your organization offer health insurance to
any NEW RETIREES?
b. Were NEW RETIREES under 65 years of age
631
eligible for health insurance?
c. Were NEW RETIREES age 65 or older eligible
632
for health insurance?
500
}
SKIP to the bottom of this
page to complete form.
Remarks
PERSON COMPLETING THIS QUESTIONNAIRE
Name (Please print)
Title (Please print)
212
213
Area code
Number
220
215
Extension
MM
DD
YYYY
214
–
–
Email
29015096
217
*** PLEASE NOTE ***
If your organization offered health insurance, please complete the attached
MEPS-10(S), Plan Information Questionnaire, for each plan offered (up to four plans).
If your organization DID NOT offer health insurance, you have completed the survey.
PLEASE RETAIN A COPY OF THIS FORM FOR YOUR RECORDS
FORM
MEPS-10
§>"S£¤
–
| File Type | application/pdf |
| Author | OneFormUser |
| File Modified | 2025-03-31 |
| File Created | 2025-02-12 |